BAC provides the Plan Sponsor and Plan Administrator with a complete package of services so that valuable man-hours are not diverted from production in order to learn the insurance business. BAC does it all including; list billings, fund accounting, check issuance and reconciliation, government reporting, lag studies, as well as claims adjudication. BAC currently provides services for single employer, multi-employer and government sponsored plans. Currently administered benefits and services include: + GROUP LIFE, ACCIDENTAL DEATH, AND DISMEMBERMENT + CONCURRENT, UTILIZATION REVIEWS, AND CASE MANAGEMENT + LONG TERM DISABILITY + ASK OUR NURSE + SHORT TERM DISABILITY + ALTERNATIVE CARE COORDINATION + HOSPITAL AND SURGICAL + DISEASE MANAGEMENT + MEDICAL + VOLUNTARY PAYROLL DEDUCTIONS + DENTAL + PREFERRED PROVIDER ARRANGEMENTS + VISION + CONSOLIDATED GROUP BILLINGS + HEARING + IRC SECTION 125 CAFETERIA PLANS + PRESCRIPTION DRUG CARD + COBRA, HIPAA, FMLA COMPLIANCE + PRIVACY COMPLIANCE + HSA'S, HRA'S, AND FSA'S